Portfolio Management Intern

ING

  • Italia
  • Formazione
  • Full time
  • 3 ore fa
The Portfolio Management team in Italy actively manages the lending portfolio in the Energy, Telecom, Media & Technology and Real Estate sectors covering all activities post the initial funding to the final repayment of a lending transaction. The selected candidate will join a team of 4 professionals supporting the team in the ongoing credit monitoring, analytics, internal risk and other reporting. On the team, it will be exposed to and work with different colleagues from Sectors, Transaction Management, Risk Management and Legal whilst aligning with back office / support teams. At the same time, the Portfolio Management team plays a key role in further optimizing processes for regulatory readiness, operational effectiveness and portfolio optimization.Key Responsibilities:
  • Drafting quarterly and annual credit reviews;
  • Process amendment and waiver requests, drafting credit modifications, submit to Risk Management, follow-up on the required legal amendments to the documentation until execution;
  • Drafting of annual risk rating updates;
  • Diligent and proactive credit monitoring through the review of all financial covenants and operating performance (e.g. financial models, proforma adjustments, operating reports, etc) and track compliance of covenants;
  • Identification and resolution of Early Warning Signals for a deterioration in credit quality;
  • Assist and support the Portfolio Managers by identifying market developments and proactively managing their potential impact on the portfolio.
Requirements:Specialization in Accounting, Finance, Business Administration and/or with training in financial analysis (courses on Real Estate Finance will be considered a plus)Previous working experience within Structured Finance and/or Real Estate and/or General Lending within a financial institution;Proven analytical skillsGood knowledge of MS Office Tools (Word, Outlook, Powerpoint) and in particular ExcelFluency in English and Italian are a must.Location: Milan (hybrid)About INGING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional.Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people’s potential. We don’t judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future.#doyourthing is our brand direction with us each and every day. It is how we articulate our purpose and our promise to make banking frictionless to the world. ‘do your thing’ is about people being free to live the life they want to live, knowing that they will make their world a little better for it.Do you think you are "a step ahead"? Apply now!The benefits of joining INGIn addition to being a part of a great team, working in a fun and innovative environment, we offer:Super flexible smart workingCompetitive base salaries and performance based bonusesDiverse cultures & Innovative mindsetsInternational EnvironmentCommitment to sustainabilityLots of training development opportunities to help you growLots of moments dedicated to physical and mental well-beingA special day off when it is your birthday: we call it #doyourbirthday!And of course we can’t forget: free water & coffee at the office!Our CommitmentDiversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates.

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