Regional Credit Manager
Yara Visualizza tutti gli annunci
- Milano
- Tempo indeterminato
- Full time
- Assess credit risk, manage credit exposure and maintain limits compliant with the Corporate Credit Policy
- Management of credit insurance policy. Register and manage limit requests and claims with credit insurer and broker
- Review all processes within the area and where necessary, support the update and implementation of changes to ensure best practice is in place across all ledgers.
- Register CLA (credit limit application) for approval according to the authority matrix.
- Responsible for credit risk evaluation, blocking/unblocking accounts and sales orders for the countries in the region
- Ensure that employees are adequately managed, trained and motivated to achieve department goals. Ensure the team comply with Yara Code of Conduct.
- Assess and apply necessary risk mitigation solutions for approval to Yara Finance (Credit Insurance, Factoring, Guarantee, Collateral, etc)
- Responsible for collaboration and liaising with commercial organization and European Business Service (EBS) Finance.
- Ensure the compliance with the cash management element of the O2C process.
- Ensure the accounts receivable ledger is maintained accurately for area of responsibility complying with company and legal requirements.
- Monitor cash collection process within EBS Finance for area of responsibility including bank liaison, direct debit and compliance with regulations
- Manage calculation and application of overdue interest to customers
- Assess the provisions for non-performing receivables (impairment) based on IFRS accounting rule
- Assess the write-off for bad debt
- Initiate recovery proceedings through the courts and solicitors to recover overdue debts
- Bachelor's degree in Business, Finance or Accounting
- Minimum 7 years of work experience with credit management topics. Credit Insurance experience is desirable.
- Broad understanding of Finance processes, especially in OTC domain
- Proficient Excel skills and SAP experience. Power BI is of advantage but not necessary
- Analytical mindset
- Curious, proactive, and solution-orientated
- Continuous improvement and development mindset
- High interpersonal and communication skills
- Fluent in Italian and English, both verbal and written
- This position will provide support across Southern Europe, including Italy, Spain, and Greece.
- Occasional travel may be required.
- The role includes line management responsibility for one direct report.
Yara is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. We believe that creating a diverse and inclusive work environment is not only the right thing, but also the smart thing to do. To deliver on this, Yara has firmly anchored Diversity, Equity & Inclusion (DE&I) in our business strategy and has more than 400 employees worldwide involved in D&I ambassadors networks.As part of our recruitment process, where permitted by local law, we may conduct reference and background checks. These checks will only be performed when deemed necessary for the nature of the job. Candidates will be informed by HR before any background checks are initiated.